Welcome to our website. By accessing or using this website, you agree to comply with and be bound by the following Terms & Conditions. Please read them carefully before using our services.
- Introduction
This website is operated by First Insurance Advisor. We provide insurance-related information, policy assistance, and advisory services for various insurance products offered by different insurance companies in India.
We are not an insurance company. Policies are issued by respective insurance companies as per their own terms, conditions, and underwriting guidelines.
- Acceptance of Terms
By using this website, you confirm that:
- You are at least 18 years old.
- You are legally capable of entering into a binding agreement.
- You agree to follow all applicable Indian laws and regulations while using this website.
If you do not agree with these Terms & Conditions, please do not use this website.
- Services Offered
We provide assistance and advisory services related to:
- Life Insurance
- Health Insurance
- Motor Insurance
- Travel Insurance
- Business Insurance
- Investment & Savings Plans
- Loan & Financial Guidance (if applicable)
All insurance products are subject to approval, underwriting, and policy issuance by the respective insurance company.
- User Responsibilities
You agree to:
- Provide accurate and complete information.
- Not submit false, misleading, or fraudulent details.
- Keep your login or contact details secure.
- Use the website only for lawful purposes.
Incorrect information provided by users may result in policy rejection, cancellation, or claim denial by the insurer.
- Insurance Information Disclaimer
The information available on this website is for general informational purposes only and should not be considered legal, tax, or financial advice.
Policy features, benefits, premiums, exclusions, and claim settlement terms are subject to the official policy documents issued by the insurance company. Users are advised to read the sales brochure and policy wording carefully before purchasing any insurance product.
- Premium Payments
All premium payments are processed through authorized payment gateways or directly with insurance companies.
We do not store sensitive banking details such as:
- Debit/Credit Card Information
- CVV
- UPI PIN
- Internet Banking Passwords
Users are responsible for verifying payment details before making transactions.
- Policy Issuance & Cancellation
Policy issuance is solely at the discretion of the respective insurance company based on underwriting norms.
Cancellation, refund, and free-look period requests shall be governed by the insurer’s policy terms and IRDAI regulations.
- Intellectual Property
All website content including:
- Text
- Graphics
- Logo
- Images
- Design
- Branding
is the intellectual property of First Insurance Advisor unless otherwise stated. Unauthorized copying, reproduction, or distribution is strictly prohibited.
- Third-Party Links
This website may contain links to third-party websites including insurance companies, payment gateways, or partner services.
We are not responsible for:
- Third-party website content
- Security practices
- Accuracy of information
- Privacy policies
Users should review the terms of those websites separately.
- Limitation of Liability
We shall not be held liable for:
- Policy rejection
- Claim rejection
- Financial loss
- Website interruption
- Technical errors
- Delayed services caused by third parties
Our role is limited to advisory and assistance services only. Final decisions are taken by the respective insurance company.
- Privacy Policy
Your use of this website is also governed by our Privacy Policy. By using this website, you consent to the collection and use of your information as described in the Privacy Policy.
- Governing Law
These Terms & Conditions shall be governed by the laws of India.
Any disputes arising from the use of this website shall be subject to the jurisdiction of the courts of Indore, Madhya Pradesh.
- Changes to Terms
We reserve the right to update or modify these Terms & Conditions at any time without prior notice. Users are advised to review this page periodically.
- Contact Information
For any questions or support, please contact:
First Insurance Advisor
F-89 Yashwant Plaza, Near Railway Station, Indore, Madhya Pradesh
+91 9171217065
First Insurance Advisor Website