Know the Importance Of Guaranteed Pension Plan and Never let your aspirations retire!

Spend more time with family, play with your grandchildren, and plan a wonderful date with your life partner.
We characterize your retirement phase in such a way as we guarantee a life of peace and tranquility with Guaranteed Pension Plan.

Fulfill your needs even after retirement

There is no need to depend on others to fulfill your dreams even after your retirement. This IndiaFirst Life Retirement Plan provides lifelong income as long as you live. In this retirement plan, you get income at intervals as per your convenience.

No burden on the family after the final exit

There is no burden on the family after the final exit, as all matters and responsibilities have been appropriately addressed and settled. In case of the untimely demise of the annuitant, the family receives 105% of the total premiums paid as on date of intimation.

Make your life-partner an insurance partner

This plan has a Joint Life Option which allows you to extend your annuity benefits to your partner. Secure your future together by making your life-partner an insurance partner.

Some of retirement plans

01

LIC’s Jeevan Dhara

The LIC Jeevan Dhara policy provides an open platform for young adults and the aged to secure their life after retirement. It allows the customers to start early and stay independent by receiving an income even after their retirement.

02

LIC’s Jeevan Akshay

LIC Jeevan Akshay VII is an immediate annuity pension plan wherein the policyholder can choose the type of annuity from the 10 available options. The plan starts offering a regular income immediately after its purchase based on the chosen annuity mode. The annuity rates are guaranteed at the start of the policy, and these annuity payments will continue for the entire lifetime of the annuitant.

03

LIC’s New Jeevan Shanti

LIC Jeevan Shanti is a single premium annuity plan that provides financial security and a regular source of income for policyholders post their retirement. The plan offers immediate and deferred annuity options, allowing individuals to choose when they want their annuity payments to start. 

04

LIC’s Saral Pension

LIC Saral Pension Yojana is a Standard Immediate Annuity plan, launched under the guidelines and procedures of the IRDAI (Insurance Regulatory and Development Authority of India) (IRDAI). The policyholder has an option to choose the annuity type from 2 available options on payment of lump sum. The rates of annuity are guaranteed at the commencement of the policy and annuities are payable throughout the annuitant’s lifetime. 

Plan’s Customized For Your Unique Needs

Take a step towards planning your retirement

Guaranteed
Income

You will get regular monthly/quarterly/half-yearly/yearly annuity income as long as you are alive.

Return of purchase price

In case of unfortunate events, this option offers you protection to keep your family secure and safe.

Multiple annuity options

You will get regular monthly/quarterly/half-yearly/yearly annuity income as long as you are alive.

20 Critical illnesses covered

During serious illnesses, pay attention to your health and be relaxed. Because we give you cover against 20 critical illnesses and an amount as purchase price that you can use for your treatment.

Loan facility

The Policy loan shall be allowed at any time after six months from the date of commencement of the policy.

Surrender Value

The policy can be surrendered at any time after six months from the date of commencement, On approval of the surrender, 95% of the Purchase Price shall be paid to the annuitant.

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